3 Reasons to Get Travel Insurance for Your Cruise Voyage

LT Globetrotter

November 22, 2023
Budapest sights

Whether you’re looking for an adults-only cruise in the Caribbean, a cruise full of family fun in Alaska, or a luxury river cruise in Europe, there are many options to make your voyage memorable. However, there are some additional risks cruisers need to keep in mind. From onboard injuries to weather activity, there are many reasons why you should consider purchasing travel insurance before embarking.

Learn more about Allianz Travel Insurance’s solutions to protect your next voyage.

Accidents happen, and insurance may mean you have coverage during emergency medical situations.

When you’re cruising, there are plenty of opportunities to explore sights and sounds on board and on the shore— however, there are also risks of medical emergencies or accidents. Having the most appropriate travel insurance plan for your itinerary may help you prepare for the unexpected. Injuries and medical emergencies can happen, whether you slip and fall on a wet deck or get hurt participating in recreational activities like rock climbing or snorkeling. It’s better to be safe than sorry, and travel insurance may potentially cover unexpected medical expenses.

Weather can be unpredictable, and insurance may cover delays and last-minute cancellations.

Warm weather cruises are a popular winter getaway. But winter weather can make getting to that sunny departure port challenging. Weather can cause ports to be inaccessible or cause delays to your flights, and the ship cannot wait for you due to strict schedules. Even if you have insurance through the cruise line, your failure to make it to the departure port on time isn’t covered. Travel insurance may help sun seekers rest easy with adequate coverage. Plus, heavy rain, winds, snow, and fog can all impact your cruise, and some of these may or may not be covered through insurance purchased directly from a cruise line. Having a backup and being prepared by purchasing travel insurance separately from your cruise may be helpful in these unforeseen circumstances.

Things get lost, and insurance may help you recover documents and possessions.

Have you misplaced your passport while settling into your stateroom? Did your bag grow legs and wander away between the flight and the cruise port? Did someone steal your important documents while in the airport? Unfortunately, these things can happen and can seriously put a damper on your vacation and your pocketbook. Having an Allianz Travel Insurance plan may help you with costs associated with replacing your lost items or documents.

People take cruises to explore new regions and spend quality time with family and friends in a stress-free environment. It’s challenging to relax and enjoy yourself when you’re worrying about bad weather, lost luggage, missed flights, theft, or international emergencies. Allianz Travel Insurance offers plans that can help to ensure smoother sailing.

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Disclaimer: This sponsored story was written by Liberty Travel on behalf of Allianz Travel.

Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com

LT Globetrotter

As fellow travelers, our people are always on the move discovering new destinations. On the occasions they take a break from exploring, they love to write up a few stories about their adventures before they leave for the next one, so you can enjoy expert tips, news, and recommendations to use for your own travels.

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